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That said, the articles and posts of this website are taken largely from personal experience and are more often then not very trustworthy sources of information – whether you choose to trust them or not is entirely up to your own judgment.

For the last 50 years, the Montreal Gazette Christmas Fund has made the holiday season brighter for thousands of Montrealers.

If you were to elaborate on this concept and take a group of beggers who were more socially acceptable than bums, then have them beg to people they actually knew – not just for money, but for “a Favor” – you’re sure to see better results than the bums on the street.

As it turns out, the average (mean) panhandler makes over 400 times the annual salary of the ACN independent representative. Honestly, ACN is a beautiful idea: It seems to us they have taken the collective ability of 1 million people to beg and pester their friends/family for a favor, and turned it into an enormous business.

We admit, the begging power of this many independent representatives is huge – and hugely profitable.

Bob shows the business to 300 people over the course of the year, 60 of them sign up, and 2 of them actually make their initial investment back.

By this time Bob has earned a decent chunk of cash for himself along with some solid residual income.

There is very limited data on the success rates of ACN Independent Representatives.